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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,811 | $159,934-7.0% | $147,005+1.2% | $145,959+2.0% |
| Participation rate | 82.4% | 84.0%-1.6pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 10.24% | 98.24%-88.0pp | 418.76%-408.5pp | 561.95%-551.7pp |
| Employer contribution / active EE | $2,585 | $5,287-51.1% | $4,934-47.6% | $4,661-44.5% |
| Participant deferral / active EE | $11,042 | $8,427+31.0% | $8,070+36.8% | $6,689+65.1% |
| Admin fee / account holder | $19,033 | $15,053+26.4% | $13,006+46.3% | $13,398+42.1% |