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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,164 | $117,829+51.2% | $102,423+73.9% | $145,877+22.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.46% | 31.83%-26.4pp | 29.42%-24.0pp | 551.28%-545.8pp |
| Employer contribution / active EE | $23,250 | $3,615+543.2% | $3,023+669.1% | $4,663+398.6% |
| Participant deferral / active EE | $13,250 | $5,732+131.1% | $5,054+162.2% | $6,691+98.0% |
| Admin fee / account holder | $3,877 | $13,335-70.9% | $9,455-59.0% | $13,402-71.1% |