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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,329 | $110,379+95.1% | $102,412+110.3% | $145,884+47.6% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 15.22% | 24.84%-9.6pp | 24.94%-9.7pp | 551.85%-536.6pp |
| Employer contribution / active EE | $2,641 | $4,216-37.4% | $3,870-31.8% | $4,662-43.4% |
| Participant deferral / active EE | $11,648 | $5,622+107.2% | $5,060+130.2% | $6,690+74.1% |
| Admin fee / account holder | $17,067 | $9,745+75.1% | $8,388+103.5% | $13,392+27.4% |