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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES, INC (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $750 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $528 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,527 | $55,446-43.1% | $155,574-79.7% | $74,429-57.6% |
| Participation rate | 95.8% | 61.9%+33.9pp | 78.2%+17.6pp | 67.2%+28.6pp |
| Annual return | 12.70% | 269.20%-256.5pp | 64.87%-52.2pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $4,093 | $2,266+80.6% | $4,676-12.5% | $2,625+56.0% |
| Participant deferral / active EE | $6,008 | $2,836+111.9% | $5,629+6.7% | $4,348+38.2% |
| Admin fee / account holder | $159 | $1,743-90.9% | $15,914-99.0% | $1,944-91.8% |