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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,744 | $49,976-92.5% | $66,674-94.4% | $82,637-95.5% |
| Participation rate | 55.6% | 63.1%-7.5pp | 73.7%-18.1pp | 68.1%-12.5pp |
| Annual return | 25.95% | 39.09%-13.1pp | 321.24%-295.3pp | 53.51%-27.6pp |
| Employer contribution / active EE | $433 | $1,988-78.2% | $2,620-83.5% | $2,552-83.0% |
| Participant deferral / active EE | $989 | $2,847-65.2% | $4,084-75.8% | $4,126-76.0% |
| Admin fee / account holder | $15 | $4,594-99.7% | $5,098-99.7% | $7,339-99.8% |