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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,744 | $51,638-92.7% | $68,368-94.5% | $82,448-95.5% |
| Participation rate | 55.6% | 63.6%-8.1pp | 73.8%-18.2pp | 68.1%-12.5pp |
| Annual return | 25.95% | 37.53%-11.6pp | 292.57%-266.6pp | 41.64%-15.7pp |
| Employer contribution / active EE | $433 | $2,047-78.9% | $2,649-83.7% | $2,551-83.0% |
| Participant deferral / active EE | $989 | $2,914-66.0% | $4,123-76.0% | $4,139-76.1% |
| Admin fee / account holder | $15 | $4,643-99.7% | $5,150-99.7% | $7,234-99.8% |