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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,151 | $111,535-90.0% | $105,223-89.4% | $137,256-91.9% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 24.87% | 237.85%-213.0pp | 180.65%-155.8pp | 220.34%-195.5pp |
| Employer contribution / active EE | $1,191 | $3,939-69.8% | $3,689-67.7% | $4,156-71.3% |
| Participant deferral / active EE | $2,386 | $5,500-56.6% | $5,072-52.9% | $6,407-62.8% |
| Admin fee / account holder | $861 | $9,721-91.1% | $8,859-90.3% | $12,270-93.0% |