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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,774 | $125,184-42.7% | $105,607-32.0% | $145,884-50.8% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.54% | 225.00%-214.5pp | 116.11%-105.6pp | 551.85%-541.3pp |
| Employer contribution / active EE | $3,788 | $3,720+1.8% | $3,167+19.6% | $4,662-18.8% |
| Participant deferral / active EE | $10,183 | $5,714+78.2% | $5,011+103.2% | $6,690+52.2% |
| Admin fee / account holder | $5,065 | $17,133-70.4% | $10,958-53.8% | $13,392-62.2% |