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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,866 | $134,817-68.2% | $123,973-65.4% | $155,188-72.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.7%-1.7pp | 80.8%-5.8pp |
| Annual return | 16.51% | 515.49%-499.0pp | 388.13%-371.6pp | 148.84%-132.3pp |
| Employer contribution / active EE | $968 | $4,425-78.1% | $4,126-76.5% | $4,248-77.2% |
| Participant deferral / active EE | $6,903 | $5,706+21.0% | $5,247+31.6% | $6,531+5.7% |
| Admin fee / account holder | $1,523 | $13,245-88.5% | $11,799-87.1% | $14,480-89.5% |