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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,636 | $183,516+191.9% | $155,534+244.4% | $145,884+267.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 70.04% | 61.43%+8.6pp | 64.92%+5.1pp | 551.85%-481.8pp |
| Employer contribution / active EE | $29,802 | $5,315+460.8% | $4,675+537.5% | $4,662+539.2% |
| Participant deferral / active EE | $16,914 | $6,467+161.6% | $5,630+200.4% | $6,690+152.8% |
| Admin fee / account holder | $3,107 | $19,293-83.9% | $15,900-80.5% | $13,392-76.8% |