Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,492 | $81,331-30.5% | $155,534-63.7% | $80,935-30.2% |
| Participation rate | 22.9% | 66.3%-43.3pp | 78.2%-55.3pp | 67.7%-44.7pp |
| Annual return | 3.12% | 33.37%-30.3pp | 64.92%-61.8pp | 35.66%-32.5pp |
| Employer contribution / active EE | $410 | $3,105-86.8% | $4,675-91.2% | $2,757-85.1% |
| Participant deferral / active EE | $758 | $3,454-78.0% | $5,630-86.5% | $4,299-82.4% |
| Admin fee / account holder | $1,952 | $7,999-75.6% | $15,900-87.7% | $6,924-71.8% |