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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,802 | $156,398-73.9% | $147,318-72.3% | $138,895-70.6% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 10.27% | 78.75%-68.5pp | 70.43%-60.2pp | 145.39%-135.1pp |
| Employer contribution / active EE | $1,615 | $4,853-66.7% | $4,593-64.8% | $4,194-61.5% |
| Participant deferral / active EE | $10,589 | $8,237+28.5% | $7,906+33.9% | $6,396+65.6% |
| Admin fee / account holder | $10,442 | $14,976-30.3% | $13,708-23.8% | $12,562-16.9% |