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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,999 | $123,155-60.2% | $108,753-54.9% | $155,188-68.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 10.70% | 44.73%-34.0pp | 37.47%-26.8pp | 148.84%-138.1pp |
| Employer contribution / active EE | $1,660 | $2,811-41.0% | $2,427-31.6% | $4,248-60.9% |
| Participant deferral / active EE | $6,741 | $4,623+45.8% | $4,115+63.8% | $6,531+3.2% |
| Admin fee / account holder | $1,196 | $12,126-90.1% | $10,320-88.4% | $14,480-91.7% |