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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,113 | $169,336-49.7% | $129,384-34.2% | $145,884-41.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 13.69% | 14408.70%-14395.0pp | 9461.77%-9448.1pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,988 | $5,540-46.1% | $4,153-28.1% | $4,662-35.9% |
| Participant deferral / active EE | $6,437 | $4,985+29.1% | $4,166+54.5% | $6,690-3.8% |
| Admin fee / account holder | $343 | $9,912-96.5% | $7,686-95.5% | $13,392-97.4% |