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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,327 | $154,754-31.3% | $124,206-14.4% | $138,895-23.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 16.00% | 709.28%-693.3pp | 515.27%-499.3pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,783 | $4,446-37.4% | $3,540-21.4% | $4,194-33.6% |
| Participant deferral / active EE | $7,410 | $4,621+60.4% | $3,968+86.8% | $6,396+15.8% |
| Admin fee / account holder | $3,003 | $6,690-55.1% | $5,929-49.3% | $12,562-76.1% |