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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,399 | $97,125-58.4% | $86,233-53.2% | $137,256-70.6% |
| Participation rate | 90.0% | 74.2%+15.8pp | 69.0%+21.0pp | 80.0%+10.0pp |
| Annual return | 19.61% | 74.19%-54.6pp | 61.39%-41.8pp | 220.34%-200.7pp |
| Employer contribution / active EE | $3,037 | $2,841+6.9% | $2,504+21.3% | $4,156-26.9% |
| Participant deferral / active EE | $7,464 | $5,180+44.1% | $4,559+63.7% | $6,407+16.5% |
| Admin fee / account holder | $1,972 | $9,725-79.7% | $8,342-76.4% | $12,270-83.9% |