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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,463 | $213,785-82.0% | $185,441-79.3% | $155,188-75.2% |
| Participation rate | 56.5% | 83.2%-26.7pp | 80.3%-23.7pp | 80.8%-24.3pp |
| Annual return | 19.80% | 19.97%-0.2pp | 20.16%-0.4pp | 148.84%-129.0pp |
| Employer contribution / active EE | $1,703 | $5,393-68.4% | $4,672-63.5% | $4,248-59.9% |
| Participant deferral / active EE | $3,784 | $6,864-44.9% | $6,152-38.5% | $6,531-42.1% |
| Admin fee / account holder | $2,423 | $21,134-88.5% | $17,890-86.5% | $14,480-83.3% |