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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,613 | $76,608-57.4% | $56,077-41.8% | $145,877-77.6% |
| Participation rate | 44.4% | 63.2%-18.8pp | 52.5%-8.1pp | 80.3%-35.9pp |
| Annual return | 9.75% | 3009.59%-2999.8pp | 1709.28%-1699.5pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,599 | $1,382+15.7% | $1,040+53.7% | $4,663-65.7% |
| Participant deferral / active EE | $4,366 | $2,624+66.4% | $1,954+123.4% | $6,691-34.7% |
| Admin fee / account holder | $1,193 | $3,325-64.1% | $2,825-57.8% | $13,402-91.1% |