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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,749 | $108,825+23.8% | $156,181-13.7% | $82,448+63.4% |
| Participation rate | 65.3% | 72.4%-7.0pp | 78.8%-13.5pp | 68.1%-2.7pp |
| Annual return | 14.35% | 20.59%-6.2pp | 64.87%-50.5pp | 41.64%-27.3pp |
| Employer contribution / active EE | $820 | $2,870-71.4% | $4,294-80.9% | $2,551-67.9% |
| Participant deferral / active EE | $6,135 | $4,577+34.0% | $6,1320% | $4,139+48.2% |
| Admin fee / account holder | $8,737 | $9,341-6.5% | $14,586-40.1% | $7,234+20.8% |