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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,438 | $156,398+16.0% | $147,318+23.2% | $138,895+30.6% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 16.94% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $3,184 | $4,853-34.4% | $4,593-30.7% | $4,194-24.1% |
| Participant deferral / active EE | $10,808 | $8,237+31.2% | $7,906+36.7% | $6,396+69.0% |
| Admin fee / account holder | $5,899 | $14,976-60.6% | $13,708-57.0% | $12,562-53.0% |