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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,615 | $160,028-67.1% | $147,080-64.2% | $145,884-63.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.62% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.2pp |
| Employer contribution / active EE | $1,890 | $5,286-64.2% | $4,933-61.7% | $4,662-59.5% |
| Participant deferral / active EE | $2,832 | $8,422-66.4% | $8,066-64.9% | $6,690-57.7% |
| Admin fee / account holder | $2,913 | $15,030-80.6% | $12,989-77.6% | $13,392-78.2% |