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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,562 | $102,595-85.8% | $94,057-84.5% | $154,746-90.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | -24.68% | 583.42%-608.1pp | 480.62%-505.3pp | 172.34%-197.0pp |
| Employer contribution / active EE | $2,837 | $3,147-9.9% | $2,933-3.3% | $4,379-35.2% |
| Participant deferral / active EE | $4,875 | $5,118-4.8% | $4,709+3.5% | $6,730-27.6% |
| Admin fee / account holder | $18,529 | $7,736+139.5% | $7,244+155.8% | $14,365+29.0% |