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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,562 | $72,071-79.8% | $68,368-78.7% | $137,256-89.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | -24.68% | 353.14%-377.8pp | 292.57%-317.3pp | 220.34%-245.0pp |
| Employer contribution / active EE | $2,837 | $2,788+1.8% | $2,649+7.1% | $4,156-31.7% |
| Participant deferral / active EE | $4,875 | $4,410+10.5% | $4,123+18.2% | $6,407-23.9% |
| Admin fee / account holder | $18,529 | $5,336+247.3% | $5,150+259.8% | $12,270+51.0% |