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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,562 | $114,013-87.2% | $103,693-86.0% | $155,188-90.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | -24.68% | 49.31%-74.0pp | 47.61%-72.3pp | 148.84%-173.5pp |
| Employer contribution / active EE | $2,837 | $3,131-9.4% | $2,920-2.9% | $4,248-33.2% |
| Participant deferral / active EE | $4,875 | $4,970-1.9% | $4,579+6.5% | $6,531-25.4% |
| Admin fee / account holder | $18,529 | $8,407+120.4% | $7,858+135.8% | $14,480+28.0% |