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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,083 | $178,174+0.5% | $156,181+14.7% | $137,256+30.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.47% | 84.19%-69.7pp | 64.87%-50.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $3,063 | $4,972-38.4% | $4,294-28.7% | $4,156-26.3% |
| Participant deferral / active EE | $10,120 | $6,888+46.9% | $6,132+65.0% | $6,407+58.0% |
| Admin fee / account holder | $1,547 | $17,404-91.1% | $14,586-89.4% | $12,270-87.4% |