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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,083 | $254,759-29.7% | $216,567-17.3% | $198,609-9.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 14.47% | 10.04%+4.4pp | 12.94%+1.5pp | 202.70%-188.2pp |
| Employer contribution / active EE | $3,063 | $6,096-49.8% | $5,216-41.3% | $5,055-39.4% |
| Participant deferral / active EE | $10,120 | $6,948+45.7% | $6,191+63.5% | $6,977+45.1% |
| Admin fee / account holder | $1,547 | $26,311-94.1% | $21,981-93.0% | $19,030-91.9% |