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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,811 | $124,980-37.7% | $108,359-28.2% | $154,746-49.7% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 22.13% | 45.00%-22.9pp | 36.89%-14.8pp | 172.34%-150.2pp |
| Employer contribution / active EE | $982 | $2,851-65.6% | $2,399-59.1% | $4,379-77.6% |
| Participant deferral / active EE | $12,213 | $4,743+157.5% | $4,137+195.2% | $6,730+81.5% |
| Admin fee / account holder | $2,264 | $11,502-80.3% | $9,741-76.8% | $14,365-84.2% |