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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,811 | $123,155-36.8% | $108,753-28.5% | $155,188-49.9% |
| Participation rate | 50.0% | 75.6%-25.6pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 22.13% | 44.73%-22.6pp | 37.47%-15.3pp | 148.84%-126.7pp |
| Employer contribution / active EE | $982 | $2,811-65.1% | $2,427-59.5% | $4,248-76.9% |
| Participant deferral / active EE | $12,213 | $4,623+164.2% | $4,115+196.8% | $6,531+87.0% |
| Admin fee / account holder | $2,264 | $12,126-81.3% | $10,320-78.1% | $14,480-84.4% |