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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,131 | $36,948-64.5% | $73,658-82.2% | $87,485-85.0% |
| Participation rate | 54.7% | 46.8%+7.9pp | 57.0%-2.3pp | 68.9%-14.2pp |
| Annual return | 41.77% | 28.64%+13.1pp | 29.72%+12.0pp | 26.06%+15.7pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,032-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $316 | $1,379-77.1% | $2,062-84.7% | $4,274-92.6% |
| Admin fee / account holder | $1 | $2,531-99.9% | $3,357-100.0% | $7,775-100.0% |