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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,131 | $29,319-55.2% | $52,425-75.0% | $82,448-84.1% |
| Participation rate | 54.7% | 46.9%+7.9pp | 55.6%-0.9pp | 68.1%-13.4pp |
| Annual return | 41.77% | 535.20%-493.4pp | 302.12%-260.4pp | 41.64%+0.1pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $316 | $1,171-73.0% | $1,790-82.3% | $4,139-92.4% |
| Admin fee / account holder | $1 | $1,962-99.9% | $2,495-99.9% | $7,234-100.0% |