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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,030 | $211,288-80.6% | $178,540-77.0% | $145,884-71.9% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 8.28% | 30.27%-22.0pp | 27.15%-18.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $2,353 | $4,574-48.5% | $3,953-40.5% | $4,662-49.5% |
| Participant deferral / active EE | $2,366 | $6,967-66.0% | $6,281-62.3% | $6,690-64.6% |
| Admin fee / account holder | $5,657 | $12,105-53.3% | $10,424-45.7% | $13,392-57.8% |