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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $110,379-75.4% | $102,412-73.5% | $145,884-81.4% |
| Participation rate | 81.3% | 77.9%+3.3pp | 74.5%+6.7pp | 80.3%+0.9pp |
| Annual return | 12.89% | 24.84%-12.0pp | 24.94%-12.1pp | 551.85%-539.0pp |
| Employer contribution / active EE | $1,385 | $4,216-67.2% | $3,870-64.2% | $4,662-70.3% |
| Participant deferral / active EE | $2,021 | $5,622-64.1% | $5,060-60.1% | $6,690-69.8% |
| Admin fee / account holder | $3,772 | $9,745-61.3% | $8,388-55.0% | $13,392-71.8% |