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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,745 | $111,535-72.4% | $105,223-70.8% | $137,256-77.6% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 14.73% | 237.85%-223.1pp | 180.65%-165.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,642 | $3,939-58.3% | $3,689-55.5% | $4,156-60.5% |
| Participant deferral / active EE | $2,743 | $5,500-50.1% | $5,072-45.9% | $6,407-57.2% |
| Admin fee / account holder | $3,888 | $9,721-60.0% | $8,859-56.1% | $12,270-68.3% |