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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,393 | $208,088-79.6% | $186,193-77.2% | $154,746-72.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.98% | 89.97%-70.0pp | 78.03%-58.1pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,781 | $4,340-59.0% | $3,918-54.5% | $4,379-59.3% |
| Participant deferral / active EE | $6,374 | $7,078-10.0% | $6,513-2.1% | $6,730-5.3% |
| Admin fee / account holder | $718 | $11,698-93.9% | $11,058-93.5% | $14,365-95.0% |