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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,316 | $211,224-79.5% | $178,505-75.7% | $145,897-70.3% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 12.77% | 30.28%-17.5pp | 27.16%-14.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,063 | $4,577-54.9% | $3,955-47.9% | $4,663-55.8% |
| Participant deferral / active EE | $8,579 | $6,966+23.2% | $6,280+36.6% | $6,689+28.2% |
| Admin fee / account holder | $1,035 | $12,109-91.5% | $10,428-90.1% | $13,390-92.3% |