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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,468 | $88,672-10.4% | $105,223-24.5% | $82,448-3.6% |
| Participation rate | 52.8% | 67.9%-15.1pp | 75.0%-22.2pp | 68.1%-15.2pp |
| Annual return | 21.63% | 30.86%-9.2pp | 180.65%-159.0pp | 41.64%-20.0pp |
| Employer contribution / active EE | $820 | $3,048-73.1% | $3,689-77.8% | $2,551-67.9% |
| Participant deferral / active EE | $1,819 | $4,036-54.9% | $5,072-64.1% | $4,139-56.0% |
| Admin fee / account holder | $28,337 | $7,146+296.5% | $8,859+219.9% | $7,234+291.7% |