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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,321,825 | $110,093+2009.0% | $97,295+2286.4% | $145,897+1491.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.28% | 244.76%-233.5pp | 75.62%-64.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $40,685 | $3,077+1222.1% | $2,723+1394.2% | $4,663+772.6% |
| Participant deferral / active EE | $35,700 | $4,678+663.2% | $4,264+737.3% | $6,689+433.7% |
| Admin fee / account holder | $31,447 | $6,212+406.2% | $5,646+456.9% | $13,390+134.8% |