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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,707 | $90,530-50.6% | $76,030-41.2% | $145,897-69.4% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 7.12% | 625.08%-618.0pp | 361.54%-354.4pp | 552.29%-545.2pp |
| Employer contribution / active EE | $1,949 | $3,319-41.3% | $2,688-27.5% | $4,663-58.2% |
| Participant deferral / active EE | $14,556 | $5,164+181.8% | $4,257+241.9% | $6,689+117.6% |
| Admin fee / account holder | $17,033 | $8,383+103.2% | $6,421+165.3% | $13,390+27.2% |