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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,798 | $77,460+99.8% | $100,378+54.2% | $80,925+91.3% |
| Participation rate | 73.1% | 76.9%-3.8pp | 81.5%-8.4pp | 67.7%+5.5pp |
| Annual return | 11.52% | 37.24%-25.7pp | 49.41%-37.9pp | 35.65%-24.1pp |
| Employer contribution / active EE | $1,402 | $2,801-49.9% | $3,942-64.4% | $2,756-49.1% |
| Participant deferral / active EE | $5,812 | $6,818-14.8% | $8,087-28.1% | $4,299+35.2% |
| Admin fee / account holder | $32,213 | $5,887+447.2% | $7,899+307.8% | $6,940+364.2% |