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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,494 | $107,421-79.1% | $182,262-87.7% | $94,015-76.1% |
| Participation rate | 90.0% | 77.8%+12.2pp | 84.2%+5.8pp | 70.8%+19.2pp |
| Annual return | 31.35% | 21.32%+10.0pp | 140.60%-109.2pp | 17.84%+13.5pp |
| Employer contribution / active EE | $2,712 | $3,448-21.3% | $5,046-46.2% | $2,790-2.8% |
| Participant deferral / active EE | $4,422 | $6,558-32.6% | $8,276-46.6% | $4,249+4.1% |
| Admin fee / account holder | $1,625 | $8,692-81.3% | $16,712-90.3% | $8,951-81.8% |