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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,494 | $106,749-78.9% | $145,433-84.5% | $82,448-72.7% |
| Participation rate | 90.0% | 75.6%+14.4pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 31.35% | 27.59%+3.8pp | 66.58%-35.2pp | 41.64%-10.3pp |
| Employer contribution / active EE | $2,712 | $3,444-21.3% | $4,554-40.4% | $2,551+6.3% |
| Participant deferral / active EE | $4,422 | $6,519-32.2% | $7,897-44.0% | $4,139+6.8% |
| Admin fee / account holder | $1,625 | $8,390-80.6% | $13,129-87.6% | $7,234-77.5% |