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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,494 | $106,524-78.9% | $152,301-85.2% | $87,485-74.3% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.4%+7.6pp | 68.9%+21.1pp |
| Annual return | 31.35% | 26.89%+4.5pp | 80.50%-49.2pp | 26.06%+5.3pp |
| Employer contribution / active EE | $2,712 | $3,371-19.5% | $4,624-41.3% | $2,596+4.5% |
| Participant deferral / active EE | $4,422 | $6,525-32.2% | $8,004-44.8% | $4,274+3.5% |
| Admin fee / account holder | $1,625 | $8,287-80.4% | $14,398-88.7% | $7,775-79.1% |