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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,041 | $211,239-89.1% | $178,528-87.1% | $145,877-84.2% |
| Participation rate | 40.0% | 80.8%-40.8pp | 77.1%-37.1pp | 80.3%-40.3pp |
| Annual return | 12.31% | 30.22%-17.9pp | 27.11%-14.8pp | 551.28%-539.0pp |
| Employer contribution / active EE | $755 | $4,570-83.5% | $3,950-80.9% | $4,663-83.8% |
| Participant deferral / active EE | $2,321 | $6,963-66.7% | $6,278-63.0% | $6,691-65.3% |
| Admin fee / account holder | $213 | $12,095-98.2% | $10,419-98.0% | $13,402-98.4% |