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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,141 | $110,379-93.5% | $102,412-93.0% | $145,884-95.1% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 16.11% | 24.84%-8.7pp | 24.94%-8.8pp | 551.85%-535.7pp |
| Employer contribution / active EE | $1,279 | $4,216-69.7% | $3,870-67.0% | $4,662-72.6% |
| Participant deferral / active EE | $2,095 | $5,622-62.7% | $5,060-58.6% | $6,690-68.7% |
| Admin fee / account holder | $1,750 | $9,745-82.0% | $8,388-79.1% | $13,392-86.9% |