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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,541 | $160,070-47.2% | $147,117-42.5% | $145,897-42.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.88% | 98.69%-88.8pp | 420.54%-410.7pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,331 | $5,285-74.8% | $4,932-73.0% | $4,663-71.5% |
| Participant deferral / active EE | $12,198 | $8,419+44.9% | $8,065+51.3% | $6,689+82.3% |
| Admin fee / account holder | $7,706 | $15,035-48.7% | $12,993-40.7% | $13,390-42.5% |