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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,409 | $56,431+101.0% | $130,788-13.3% | $87,485+29.6% |
| Participation rate | 45.7% | 58.9%-13.2pp | 70.1%-24.4pp | 68.9%-23.2pp |
| Annual return | 5.52% | 91.27%-85.8pp | 386.44%-380.9pp | 26.06%-20.5pp |
| Employer contribution / active EE | $0 | $1,549-100.0% | $3,558-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,997 | $2,749-27.3% | $4,137-51.7% | $4,274-53.3% |
| Admin fee / account holder | $0 | $4,433-100.0% | $6,673-100.0% | $7,775-100.0% |