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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,409 | $56,116+102.1% | $135,768-16.5% | $86,983+30.4% |
| Participation rate | 45.7% | 60.1%-14.4pp | 71.1%-25.4pp | 69.5%-23.8pp |
| Annual return | 5.52% | 125.33%-119.8pp | 526.10%-520.6pp | 25.83%-20.3pp |
| Employer contribution / active EE | $0 | $1,528-100.0% | $3,394-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,997 | $2,690-25.7% | $3,977-49.8% | $4,194-52.4% |
| Admin fee / account holder | $0 | $4,314-100.0% | $7,048-100.0% | $7,856-100.0% |