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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $32,116 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,680 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,930 | $122,042-28.8% | $184,260-52.8% | $74,459+16.7% |
| Participation rate | 93.7% | 85.5%+8.2pp | 86.8%+6.8pp | 67.2%+26.4pp |
| Annual return | 14.88% | 19.91%-5.0pp | 28.84%-14.0pp | 1369.70%-1354.8pp |
| Employer contribution / active EE | $2,792 | $4,537-38.5% | $6,427-56.6% | $2,626+6.3% |
| Participant deferral / active EE | $9,406 | $7,143+31.7% | $9,133+3.0% | $4,350+116.2% |
| Admin fee / account holder | $420 | $1,252-66.5% | $13,898-97.0% | $1,945-78.4% |