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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,967 | $174,379-43.2% | $152,093-34.9% | $138,895-28.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.18% | 74.86%-57.7pp | 66.36%-49.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $3,879 | $4,652-16.6% | $4,175-7.1% | $4,194-7.5% |
| Participant deferral / active EE | $8,377 | $6,159+36.0% | $5,451+53.7% | $6,396+31.0% |
| Admin fee / account holder | $3,997 | $16,880-76.3% | $14,497-72.4% | $12,562-68.2% |