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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,731 | $114,119+125.8% | $107,187+140.5% | $138,895+85.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.28% | 273.21%-257.9pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $5,068 | $4,059+24.9% | $3,782+34.0% | $4,194+20.8% |
| Participant deferral / active EE | $9,984 | $5,538+80.3% | $5,096+95.9% | $6,396+56.1% |
| Admin fee / account holder | $1,039 | $10,024-89.6% | $9,162-88.7% | $12,562-91.7% |