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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,731 | $111,535+131.1% | $105,223+144.9% | $137,256+87.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.28% | 237.85%-222.6pp | 180.65%-165.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $5,068 | $3,939+28.7% | $3,689+37.4% | $4,156+22.0% |
| Participant deferral / active EE | $9,984 | $5,500+81.5% | $5,072+96.9% | $6,407+55.8% |
| Admin fee / account holder | $1,039 | $9,721-89.3% | $8,859-88.3% | $12,270-91.5% |