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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,320 | $156,398-65.9% | $147,318-63.8% | $138,895-61.6% |
| Participation rate | 68.2% | 83.8%-15.6pp | 82.1%-13.9pp | 79.9%-11.7pp |
| Annual return | 23.44% | 78.75%-55.3pp | 70.43%-47.0pp | 145.39%-122.0pp |
| Employer contribution / active EE | $1,857 | $4,853-61.7% | $4,593-59.6% | $4,194-55.7% |
| Participant deferral / active EE | $4,573 | $8,237-44.5% | $7,906-42.2% | $6,396-28.5% |
| Admin fee / account holder | $29 | $14,976-99.8% | $13,708-99.8% | $12,562-99.8% |