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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,721 | $93,345-37.1% | $119,126-50.7% | $87,485-32.9% |
| Participation rate | 42.9% | 68.7%-25.9pp | 75.8%-32.9pp | 68.9%-26.1pp |
| Annual return | 18.56% | 19.08%-0.5pp | 282.11%-263.5pp | 26.06%-7.5pp |
| Employer contribution / active EE | $1,926 | $3,172-39.3% | $4,034-52.3% | $2,596-25.8% |
| Participant deferral / active EE | $3,622 | $4,099-11.6% | $5,318-31.9% | $4,274-15.3% |
| Admin fee / account holder | $300 | $8,039-96.3% | $10,693-97.2% | $7,775-96.1% |