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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,721 | $105,284-44.2% | $150,734-61.0% | $94,015-37.5% |
| Participation rate | 42.9% | 71.7%-28.9pp | 78.4%-35.6pp | 70.8%-28.0pp |
| Annual return | 18.56% | 15.67%+2.9pp | 600.81%-582.2pp | 17.84%+0.7pp |
| Employer contribution / active EE | $1,926 | $3,599-46.5% | $4,918-60.8% | $2,790-31.0% |
| Participant deferral / active EE | $3,622 | $4,274-15.3% | $5,610-35.4% | $4,249-14.8% |
| Admin fee / account holder | $300 | $9,839-97.0% | $14,905-98.0% | $8,951-96.7% |