Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,902 | $73,787-10.7% | $98,716-33.2% | $82,448-20.1% |
| Participation rate | 55.2% | 61.4%-6.2pp | 69.3%-14.1pp | 68.1%-12.9pp |
| Annual return | 17.89% | 18.57%-0.7pp | 31.81%-13.9pp | 41.64%-23.7pp |
| Employer contribution / active EE | $2,079 | $1,511+37.6% | $2,279-8.8% | $2,551-18.5% |
| Participant deferral / active EE | $5,462 | $3,081+77.2% | $4,048+34.9% | $4,139+31.9% |
| Admin fee / account holder | $4,625 | $6,500-28.9% | $8,703-46.9% | $7,234-36.1% |