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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,063 | $138,312+13.6% | $122,979+27.7% | $155,188+1.2% |
| Participation rate | 81.8% | 80.2%+1.6pp | 77.2%+4.6pp | 80.8%+1.0pp |
| Annual return | 18.55% | 22.06%-3.5pp | 20.12%-1.6pp | 148.84%-130.3pp |
| Employer contribution / active EE | $3,253 | $3,530-7.8% | $3,062+6.2% | $4,248-23.4% |
| Participant deferral / active EE | $8,122 | $5,592+45.2% | $5,003+62.3% | $6,531+24.4% |
| Admin fee / account holder | $28,856 | $15,089+91.2% | $12,864+124.3% | $14,480+99.3% |