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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,578 | $97,125+68.4% | $86,233+89.7% | $137,256+19.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 3.20% | 74.19%-71.0pp | 61.39%-58.2pp | 220.34%-217.1pp |
| Employer contribution / active EE | $1,217 | $2,841-57.2% | $2,504-51.4% | $4,156-70.7% |
| Participant deferral / active EE | $2,639 | $5,180-49.1% | $4,559-42.1% | $6,407-58.8% |
| Admin fee / account holder | $1,519 | $9,725-84.4% | $8,342-81.8% | $12,270-87.6% |