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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,709 | $111,814-70.7% | $103,374-68.4% | $145,959-77.6% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.6pp |
| Annual return | 9.36% | 24.77%-15.4pp | 24.89%-15.5pp | 561.95%-552.6pp |
| Employer contribution / active EE | $1,942 | $4,214-53.9% | $3,869-49.8% | $4,661-58.3% |
| Participant deferral / active EE | $2,428 | $5,618-56.8% | $5,058-52.0% | $6,689-63.7% |
| Admin fee / account holder | $6,474 | $9,754-33.6% | $8,394-22.9% | $13,398-51.7% |