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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,709 | $110,379-70.4% | $102,412-68.1% | $145,884-77.6% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 9.36% | 24.84%-15.5pp | 24.94%-15.6pp | 551.85%-542.5pp |
| Employer contribution / active EE | $1,942 | $4,216-53.9% | $3,870-49.8% | $4,662-58.3% |
| Participant deferral / active EE | $2,428 | $5,622-56.8% | $5,060-52.0% | $6,690-63.7% |
| Admin fee / account holder | $6,474 | $9,745-33.6% | $8,388-22.8% | $13,392-51.7% |