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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,598 | $162,136+111.9% | $152,301+125.6% | $154,746+122.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.10% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $11,504 | $4,890+135.2% | $4,624+148.8% | $4,379+162.7% |
| Participant deferral / active EE | $8,042 | $8,341-3.6% | $8,004+0.5% | $6,730+19.5% |
| Admin fee / account holder | $3,418 | $15,759-78.3% | $14,398-76.3% | $14,365-76.2% |