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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,475 | $112,729+9.5% | $98,716+25.1% | $137,256-10.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 16.90% | 38.48%-21.6pp | 31.81%-14.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,495 | $2,725-45.1% | $2,279-34.4% | $4,156-64.0% |
| Participant deferral / active EE | $10,176 | $4,640+119.3% | $4,048+151.4% | $6,407+58.8% |
| Admin fee / account holder | $8,263 | $10,129-18.4% | $8,703-5.0% | $12,270-32.7% |