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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,597 | $93,345+29.2% | $119,126+1.2% | $87,485+37.8% |
| Participation rate | 73.0% | 68.7%+4.2pp | 75.8%-2.8pp | 68.9%+4.0pp |
| Annual return | 4.60% | 19.08%-14.5pp | 282.11%-277.5pp | 26.06%-21.5pp |
| Employer contribution / active EE | $2,647 | $3,172-16.5% | $4,034-34.4% | $2,596+2.0% |
| Participant deferral / active EE | $4,593 | $4,099+12.1% | $5,318-13.6% | $4,274+7.5% |
| Admin fee / account holder | $11,656 | $8,039+45.0% | $10,693+9.0% | $7,775+49.9% |