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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,597 | $89,259+35.1% | $107,187+12.5% | $82,637+45.9% |
| Participation rate | 73.0% | 67.9%+5.0pp | 75.0%-2.0pp | 68.1%+4.9pp |
| Annual return | 4.60% | 21.02%-16.4pp | 204.55%-199.9pp | 53.51%-48.9pp |
| Employer contribution / active EE | $2,647 | $3,080-14.1% | $3,782-30.0% | $2,552+3.7% |
| Participant deferral / active EE | $4,593 | $4,037+13.8% | $5,096-9.9% | $4,126+11.3% |
| Admin fee / account holder | $11,656 | $7,381+57.9% | $9,162+27.2% | $7,339+58.8% |