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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,597 | $96,731+24.7% | $123,973-2.7% | $86,983+38.6% |
| Participation rate | 73.0% | 70.0%+3.0pp | 76.7%-3.7pp | 69.5%+3.4pp |
| Annual return | 4.60% | 17.33%-12.7pp | 388.13%-383.5pp | 25.83%-21.2pp |
| Employer contribution / active EE | $2,647 | $3,297-19.7% | $4,126-35.8% | $2,584+2.4% |
| Participant deferral / active EE | $4,593 | $4,152+10.6% | $5,247-12.5% | $4,194+9.5% |
| Admin fee / account holder | $11,656 | $8,722+33.6% | $11,799-1.2% | $7,856+48.4% |