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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,916 | $101,795-62.8% | $165,100-77.0% | $80,959-53.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.69% | 16.73%-7.0pp | 70.21%-60.5pp | 35.67%-26.0pp |
| Employer contribution / active EE | $2,575 | $2,954-12.8% | $4,348-40.8% | $2,757-6.6% |
| Participant deferral / active EE | $6,030 | $4,476+34.7% | $6,035-0.1% | $4,300+40.2% |
| Admin fee / account holder | $438 | $8,221-94.7% | $12,696-96.5% | $6,925-93.7% |