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| Provider | Service type | Compensation |
|---|---|---|
HAYS COMPANIES4 years Filed as: THE HAYS FINANCIAL GROUP, LLC Service code 28 · EIN 41-1931920 | Investment Management | $37,088 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $34,566 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,766 | $59,093-14.1% | $97,295-47.8% | $77,762-34.7% |
| Participation rate | 95.4% | 67.8%+27.6pp | 72.7%+22.8pp | 70.6%+24.8pp |
| Annual return | 19.24% | 16.93%+2.3pp | 75.62%-56.4pp | 31.27%-12.0pp |
| Employer contribution / active EE | $1,151 | $1,727-33.4% | $2,723-57.7% | $2,728-57.8% |
| Participant deferral / active EE | $3,894 | $3,901-0.2% | $4,264-8.7% | $4,651-16.3% |
| Admin fee / account holder | $123 | $346-64.3% | $5,646-97.8% | $433-71.5% |