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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,994 | $89,532-9.5% | $103,431-21.7% | $80,911+0.1% |
| Participation rate | 67.7% | 76.0%-8.3pp | 80.5%-12.8pp | 67.6%+0.1pp |
| Annual return | 11.68% | 22.80%-11.1pp | 23.92%-12.2pp | 35.63%-23.9pp |
| Employer contribution / active EE | $2,669 | $4,023-33.7% | $4,678-42.9% | $2,756-3.2% |
| Participant deferral / active EE | $6,058 | $5,459+11.0% | $6,625-8.6% | $4,297+41.0% |
| Admin fee / account holder | $4,744 | $6,774-30.0% | $9,412-49.6% | $6,935-31.6% |