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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,994 | $89,515-9.5% | $103,486-21.7% | $80,935+0.1% |
| Participation rate | 67.7% | 76.0%-8.3pp | 80.5%-12.8pp | 67.7%+0.1pp |
| Annual return | 11.68% | 22.82%-11.1pp | 23.93%-12.2pp | 35.66%-24.0pp |
| Employer contribution / active EE | $2,669 | $4,015-33.5% | $4,679-43.0% | $2,757-3.2% |
| Participant deferral / active EE | $6,058 | $5,463+10.9% | $6,628-8.6% | $4,299+40.9% |
| Admin fee / account holder | $4,744 | $6,527-27.3% | $9,354-49.3% | $6,924-31.5% |